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Employer attitudes to personal accounts: Report of a qualitative study

Research Report No. 371

by Helen Marshall and Andrew Thomas

This report presents findings of a qualitative study carried out in 2006 to explore employers' attitudes and reactions to the idea of automatically enrolling people into personal accounts. It involved face to face, depth, interviews with seventy-five private sector employers selected to reflect diversity in terms of employer size, whether the employer made a contribution to a pension scheme or not, industry sector and geographical area. In addition, eight depth interviews were carried out with individuals who employ others to provide a service in a non business context e.g. people who employ a nanny or a gardener. The research was carried out on behalf of the Department for Work and Pensions by BMRB Ltd.

This study was commissioned as part of a programme of research and analysis carried out by the Department for Work and Pensions to gather evidence to inform the Government's proposals on personal accounts as set out in the White Paper on pension reform, Security in retirement: towards a new pensions system, published May 2006.

August 2006

ISBN 1 84712 053 9